Nepal is one of the most popular destinations in the world for the Himalayan Adventure Trekking, Peak Climbing and Mountain Expeditions, and most of those areas are located in the Remote part of Nepal in the Himalayas.Being a great travel destination, Every year thousands of travelers and trekkers attracts to travel in Nepal and do trekking in the Himalayas. A major question is comes to surface before the planning of Adventure.
Trekking Trail Nepal Pvt Ltd does not sell or organized any sorts of an insurance program for our guest, except local staffs. Yet personal travel insurance is must have, when you are traveling to Nepal and be doing High altitude trekking, peak climbing, expedition and other thrilling Himalayan adventure as Paragliding, River Rafting, Bungee Jump, Canyoning. Yet Travel Insurance is strongly recommended for strenuous and high altitude adventure and trekking in Nepal, like Everest Base Camp Trek, Annapurna Circuit Trekking, Everest Three Pass Trekking and so on.
Travel Insurance is mandatory to join our Trekking Trail in Nepal, that you should be insured for comprehensive expenses that may arise from the trekking for your own safety. Your travel insurance plan must cover all medical / Travel issue as we as unforeseen accidents that may occur on the trekking trail. In such a case, you may take the facility like an air ambulance, helicopter rescue, Clinical attention and so on. You can give us your insurance details at meeting for all official procedure with our Trekking Trail Nepal Representative, Probably on arrival day or a day before our trekking starts.
In short and best answer to these above question is YES! YOU NEED TRAVEL INSURANCE for adventure travel to Nepal. Although not compulsory for easy holidays tours.
The personal travel insurance is must when you are traveling to Nepal and doing trekking, Peak climbing any other adventure activities in Nepal so, it is vital that you need to have travel insurance. However there are many plans of travel insurance policies available in the international markets and they all come with un-matchable price and reliability so, you need to very clearly that what is covered and not covered on in your insurance plan that you are going to buy and here are some idea about what should your travel insurance policy cover.
Most of the trekking in Nepal including Everest Base Camp Trek, Everest Three Passes Trekking, Annapurna Circuit Trekking or any Peak Climbing and Expedition involved high altitude, that creates the high risk of altitude sickness. while you are on those treks you need to ask your insurance company to provide the policy that covers High Altitude Sickness. You should know that where you are trekking or climbing? and how high are the trekking trail is? The Insurance policy should cover the evacuation by the Helicopter in the case of emergency.
Accidents do not come with a warning. Not a single traveler want to get accidents while they are adventure holidays. However, it happens even we do not want. There is always a risk of accidents on Himalayan trekking and adventure so, the policy should cover all these possible accidents and when the emergency evacuation is needed.
Traveling in places like Nepal always have the probability of illness as your body is usually not adapted to the food or hygiene levels, so, you just need to make sure that your insurance policy covers in the case of hazard health and illness. while you trek and needed to evacuate for the further treatment.
It is familiar to all the travelers that sometimes. The arrival of your baggage may delay or with Damage and you will not find it on your arrival at airports. They can be lost, sometimes and even stolen somewhere so, your travel insurance should cover on your these losses of your luggage and baggage.
There is delay or even cancellation for several days in Nepal domestic flights mostly in the mountain parts such as Lukla entry point of Everest Base Camp Trek or Jomsom of Upper Mustang or in Western Nepal and other mountain flights due to unflyable weather so, your travel insurance policy must cover these expenses raised by delays or even sometimes we need to take charter helicopter flights and it is not cheap in Nepal. So the policy should cover all these costs and if in case your travel to Nepal needs to cancel cause of some reason that is beyond our control such as natural disaster or any other unforeseen and your travel policy should cover the trip cost that you would have been paid already.
If you want to buy any insurance with Indian Insurance for your Nepal Trekking or Adventure Holidays. Please Be aware!!! Insurance from Indian Company Like COVER MORE, UNITED INDIA INSURANCE, and HERITAGE HEALTH INSURANCE have not good in their claim history. Nepalese evacuation company already send us circular that they will not liable to make any work with these above mention Insurance while you are in Trekking or Climbing in Nepal.
In conclusion, the best answer to these above question is YES! YOU NEED TRAVEL INSURANCE for adventure travel to Nepal. Although not compulsory for easy holidays tours.
If you have not yet arranged any Insurance, here we have some recommended Travel Insurance Companies: